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Expecting to Receive in Return is Earthly, Fleshly and Worldly

 For if ye love them which love you, what thank have ye? for sinners also love those that love them. And if ye do good to them which do good to you, what thank have ye? for sinners also do even the same. And if ye lend to them of whom ye hope to receive, what thank have ye? for sinners also lend to sinners, to receive as much again. But love ye your enemies, and do good, and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for he is kind unto the unthankful and to the evil (Luke 6:32-35).

The world expects to receive what it lends to people in return. It thinks it is legitimate to so expect, not because it truly upholds the righteous principle of honouring one's debts as per Psalm 37:21: The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.
 

The world has such an expectation out of its own self-centredness, thinking that it is entitled to what it has, and that what it has belongs to oneself, as opposed to acknowledging that all things belongs to God (Psalm 24:1). If it even does uphold the principle of honouring one's debts, it is only because of the consequences of debts being not repaid, especially of course, it it is the one being owed money. 

Such thinking is the manifestation of the love of mammon, which leads to all kinds of evil, including the justification of usury, out of a selfish fear that the debt others owe to oneself will not be fully repaid, a manifestation of faithlessness, earthliness and an anxiety that one will not have enough money. This is a selfish fleshly fear which has provided the justification for usury since the 15th century when the Church in the west, lead by the "protest"-ants, started to justify usury.



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